CredibleReviews.org is an advertising-supported publisher. Some links are affiliate or advertising links, and we may earn a commission if you click or take an action on a partner site. Third parties manage their own applications, eligibility decisions, and services.
Privacy statement
This privacy statement applies to United States visitors and explains what happens when you use this site, contact us, or follow an advertising link.
We aim to limit collection to legitimate site, security, attribution, compliance, and support purposes; use appropriate security measures; and provide request paths for access, deletion, correction, opt-out, limitation, and appeal where available.
1. Purpose and categories of data
This privacy statement describes the information we may receive when you visit this site, contact us, or click an advertising link.
Hosting and security logs may contain the requested page, timestamp, IP address, browser type, referring page, and basic device information. If you click an advertising link, the click-tracking redirect and the destination may collect additional information under their own policies.
1.1 Affiliate and advertising links
This site does not have its own sign-up or application forms, and we do not sell the information you type into forms on other sites. Some links on this site are affiliate or advertising links. When you click one, the partner or affiliate network may set cookies on its own site to record that you came from us so we can be paid a commission. We don't ask for your name, email address or phone number, and we don't add them to these links. Links pass the address of the page you were on, our own click and campaign IDs, and the answers you choose on the page (such as your debt range, age range or state) to our click-tracking service and to the partner. Their use of cookies is governed by their own privacy policies.
Some of our advertising pages also use analytics and advertising tags, described in section 5. Under some state privacy laws, letting advertising partners collect information through those tags for targeted advertising can count as a "sale" or "sharing" of personal information. You can opt out on our Do Not Sell or Share My Personal Information page.
1.2 Contact through email or support request
If you email hello@crediblereviews.org or privacy@crediblereviews.org, we may process the information you choose to provide so we can review and respond to the request.
- Possible categories: name, email address, phone number if you provide it, state or jurisdiction, request details, IP/referrer details included in email headers or logs.
- Do not include sensitive debt, bank, card, tax, legal, medical, password, or Social Security details in a support email.
1.3 Newsletters and communications
We don't currently offer a newsletter or text messages. If we add one, we will update this policy and ask for your consent first.
1.4 Supporting requested services or products
Credible Reviews does not provide debt consolidation or hardship negotiation services directly. If you visit an advertiser or partner, that third party may collect information needed to evaluate or support a requested service under its own terms and privacy policy.
- Information requested by a third party may include name, address, email, telephone number, date of birth, IP address, debt-related details, or other information requested by the third-party destination.
- That information is collected on the third party's site after you leave crediblereviews.org.
1.5 Statistics, security, and website improvement
Hosting, security, and limited operational logs may be used to keep the site available, investigate abuse, measure performance, and improve content quality.
- Possible categories: IP address, browser type, requested URL, referring page, timestamps, status codes, and request metadata.
- Retention: logs are kept as needed to operate and protect the site and meet legal obligations.
2. Sharing with other parties
We may share limited site logs and support correspondence with hosting, security, legal, compliance, and service providers that help operate or review the site. Advertising links pass through a click-tracking redirect before you reach an independent advertiser or partner.
Advertising and analytics providers (including AppLovin, Google, Meta, TikTok, NewsBreak, Taboola and Outbrain) receive information from the tags on some of our advertising pages, such as the page you visited, device and browser information, IP address and cookie identifiers.
3. Disclosure practices
We may disclose information when required by law, court order, government request, security investigation, fraud prevention, public-safety matter, or a business transfer such as merger, acquisition, sale, or restructuring.
4. Do Not Track and Global Privacy Control
Browser Do Not Track signals are not a uniform legal standard. When your browser sends a Global Privacy Control (GPC) signal, we turn off our advertising tags on this site; Google Analytics still runs to measure how the site is used. To opt out of the sale or sharing of your personal information for targeted advertising, use our Do Not Sell or Share My Personal Information page or email privacy@crediblereviews.org.
5. Cookies and tracking technologies
Some of our advertising pages use tags that set cookies for analytics and advertising. On those pages we have measured these cookies: AppLovin (_axwrt, _axwrt_ts and ax_visitor, set on crediblereviews.org, and axcrt, set on applovin.com), Google DoubleClick (IDE), and Google Analytics 4 (_ga and _ga_MSVSZDJ6N6). ClickFlare, our click-tracking service, may also set a cookie when you click an advertising link. These tags help us measure visits and ad performance, and let advertising platforms show and measure ads. When you click an affiliate or advertising link, you pass through a click-tracking redirect and then reach the partner's site; the redirect and the partner may use cookies under their own policies. You can block or delete cookies in your browser settings, and you can opt out of sale or sharing as described in section 4.
6. Security
We use reasonable security measures, including HTTPS, and publish a security contact.
Security reports can be sent to security@crediblereviews.org. Do not send passwords, payment details, or sensitive debt details by email.
7. Third-party websites
This privacy policy does not govern third-party advertiser, partner, analytics, social media, or payment websites. Read the privacy policy and terms of any destination before providing information there.
8. Amendments to this privacy statement
We may update this privacy statement as the site, our use of information, or legal requirements change. We will update this policy before we change how we use analytics or advertising tags, or add forms or email or text message subscriptions.
9. Accessing and modifying your data
For access, correction, deletion, opt-out, limitation, appeal, or follow-up requests, email privacy@crediblereviews.org. Include the domain, page URL, request type, state or jurisdiction, and a non-sensitive contact method for verification.
- opt out of sale, sharing, or marketing/tracking use
- access or know what information is associated with you
- delete or remove information where available
- correct inaccurate information
- limit sensitive personal information where applicable
- appeal or follow up on a prior privacy request
9.1 California and similar state privacy rights
Depending on your jurisdiction, you may have rights to know categories or specific pieces of personal information collected, request deletion or correction, request a portable copy, opt out of sale or sharing, limit sensitive personal information, or appeal a decision.
You can opt out of sale or sharing on our Do Not Sell or Share My Personal Information page.
9.2 Sale or disclosure lookback
In the past 12 months, we may have "sold" or "shared" (as California and similar state laws define those terms) identifiers such as IP address and cookie IDs, and internet activity such as pages visited, with advertising and analytics providers for targeted advertising and measurement. We do not knowingly sell or share the personal information of consumers under 16. We do not use or disclose sensitive personal information.
10. Children
This site is intended for adults and is not designed to attract children. Do not submit information through this site if you are under the age of consent in your jurisdiction.
11. Contact details
Credible Reviews is an advertising-supported publisher for crediblereviews.org.
Website: https://crediblereviews.org
Privacy email: privacy@crediblereviews.org
General support email: hello@crediblereviews.org
Security email: security@crediblereviews.org
Debt consolidation and hardship negotiation disclosure
Credible Reviews is an advertising-supported publisher. It is not a lender, debt negotiation company, credit repair organization, law firm, tax advisor, bankruptcy advisor, government agency, or credit bureau.
The site may connect readers to independent advertisers or partners. Any debt consolidation or hardship negotiation program, loan, credit review, fee, eligibility decision, or enrollment decision is handled by the third party you visit.
We do not assume consumer debt, make monthly payments to creditors, repair credit, provide tax or bankruptcy advice, or act as a consumer reporting agency.
- Debt consolidation and hardship negotiation results are not guaranteed and vary by provider, debt type, state, creditor participation, consumer hardship, program performance, and consumer action.
- Hardship negotiation or similar programs may involve fees and may not be available in all states.
- Creditors are not required to negotiate or agree to reduce the amount you owe.
- Debt consolidation and hardship negotiation programs may affect credit scores, collection activity, taxes, lawsuits, and account status.
- Savings examples, testimonials, timing, payment examples, or eligibility language are illustrative and are not promises of future results.
- Readers should review all program materials before enrollment, including possible adverse impact on credit rating.
- This site does not provide legal, tax, bankruptcy, accounting, credit, or financial advice.
Using this site and partner links
This site publishes information and advertising. It does not have its own sign-up or application forms, and it does not enroll you in services offered by advertisers or partners.
Advertising links pass through a click-tracking redirect at https://go.crediblereviews.org/cf/click/1. You then reach a separate advertiser or partner site, which may have its own forms and services.
- Do not send Social Security number to this site or by email.
- Do not send bank account or payment-card details to this site or by email.
- Do not send full account numbers to this site or by email.
- Do not send debt balances or creditor account details to this site or by email.
- Do not send income, hardship, tax, bankruptcy, legal, or medical details to this site or by email.
- Do not send SMS consent or phone consent to this site or by email.
Contact and privacy requests
Privacy and opt-out questions can be sent to privacy@crediblereviews.org. General site, advertiser disclosure, accessibility, and support questions can be sent to hello@crediblereviews.org. Security reports can be sent to security@crediblereviews.org.
These contact paths are for site questions and privacy requests only. They are not provider enrollment, debt analysis, loan, credit repair, tax, bankruptcy, or legal-service channels.